Download Maximize Your Medicare (2018 Edition) PDF
ByJae W Oh
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“A book should serve as the ax for the frozen sea within us.” -Franz Kafka
Synopsis
Medicare Rules Are ComplicatedEnrollment eligibilityLate enrollment penaltiesSeparate health and prescription drug componentsFinancial assistance at federal and state levelsSpecial enrollment exceptionsMaximize Your Medicare is written so that consumers understand the wide variety of choices they have, and when they should choose. Maximize Your Medicare also points out the pitfalls that one can avoid, if and only if the consumer understands the rules correctly. While intimidating and confusing to many, Medicare rules largely favor the consumer, as long as the consumer fully understands those rules.Selection is ComplicatedThere are a wide variety of choices available, and some of those choices change every year. Maximize Your Medicare clarifies the key differences among the choices. The elegance of Medicare is that it does not discriminate: every person has the exact same rights and options when first turning 65 years old.That does not mean that every person will choose the same path. The number of combinations that can influence what is best for you s too large to count. Among these factors are:Financial resourcesPersonal / family health historyPrescriptions requiredHealthcare provider accessMaximize Your Medicare provides real-life examples, called This Happens, which have occurred and are occurring everyday, now. These examples describe the mistakes that people have made in the past, and the excellent outcomes when the consumer considers his/her situation thoroughly.The Rules Are Not EnoughThere are 58 million Medicare beneficiaries, and approximately 10,000 turn 65 every day, something that will continue for the next two decades. While it may be convenient for others to claim that they can fix or improve Medicare, the demographic and fiscal reality is that this single issue will be on the top of the national agenda.Maximize Your Medicare is written so that the consumer (and those around him/her) can deal with Medicare in a practical, well-reasoned way. Maximize Your Medicare is written with the idea that every stakeholder (the Medicare consumer, physician, hospital, pharmaceutical, attorney, etc) is acting rationally, within the rules that they must follow. Maximize Your Medicare is a guide to help consumers, within those same set of complex rules.
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